Independent licensed agent. 49 states. Private plans most agents won't show you. No spam, no obligation.
We work with people ages 18–63. Medicare-age individuals have different options.
Helps us understand your starting point. No wrong answer.
An AI assistant will call within 60 seconds to verify, then connect you with Kyle if you're a fit.
We'll call from a real number, not a robocall.
By clicking "See My Options," you consent to The Independents Club and its AI verification assistant contacting you at the number provided via call, SMS, or pre-recorded message — including by automated technology — about your insurance quote request. Message and data rates may apply. Consent is not a condition of purchase. Reply STOP to opt out. Calls may be recorded for quality and compliance. Privacy policy.
← BackWe're calling you in the next 60 seconds from a local number to verify a few quick details and connect you with Kyle.
Prefer to schedule? Pick a time →15-minute consultation with Kyle. Real numbers, your specific situation. No pressure.
What this is. The Independents Club is an independent insurance agency representing private health plans outside the ACA marketplace. Kyle DeGennaro, the licensed agent behind it, has placed coverage for hundreds of self-employed adults, families, and early retirees who were overpaying for marketplace coverage they barely used.
What this isn't. This is not a government program. This is not Medicare. This is not affiliated with Healthcare.gov or any state marketplace. These are private insurance products, underwritten by carriers, sold by licensed agents.
How it works. Fill out the quick quiz above. Our AI assistant calls you within 60 seconds to verify a few details (so we're not wasting your time on plans that don't fit). Then Kyle joins the call or schedules a 15-minute consult to walk you through real numbers for your situation. No pressure, no obligation — if the plans don't beat what you have, we tell you straight up.
Pick any time that works for you. Kyle will walk you through real plan options for your situation — no AI call in between, no sales pressure.