Independent licensed agent. 49 states. Private plans most agents won't show you. No spam, no obligation.
We work with people ages 18–63. Medicare-age individuals have different options.
Helps us understand your starting point. No wrong answer.
We'll text you a link to your personalized quote within 60 seconds.
Real number, real licensed agent. Not a robocall.
By tapping below, you agree we may text + call you about your quote. Consent not required to buy. Reply STOP to opt out anytime. Full disclosure
← BackYour licensed Independents Club agent will reach out shortly with your personalized options. We typically connect within an hour during business hours.
Prefer to schedule? Pick a time →15-minute consultation with Kyle. Real numbers, your specific situation. No pressure.
What this is. The Independents Club is an independent insurance agency representing private health plans outside the ACA marketplace. Kyle DeGennaro, the licensed agent behind it, has placed coverage for hundreds of self-employed adults, families, and early retirees who were overpaying for marketplace coverage they barely used.
What this isn't. This is not a government program. This is not Medicare. This is not affiliated with Healthcare.gov or any state marketplace. These are private insurance products, underwritten by carriers, sold by licensed agents.
How it works. Fill out the quick quiz above. Our AI assistant calls you within 60 seconds to verify a few details (so we're not wasting your time on plans that don't fit). Then Kyle joins the call or schedules a 15-minute consult to walk you through real numbers for your situation. No pressure, no obligation — if the plans don't beat what you have, we tell you straight up.
Pick any time that works for you. Kyle will walk you through real plan options for your situation — no AI call in between, no sales pressure.